News
Here's How to Ask Your Credit Card Company for a Retention Offer (and What to Say)
4+ hour, 38+ min ago (537+ words) Published on April 13, 2026 When you call to cancel a credit card, your issuer doesn't want to lose you. So before they let you go, they'll often put you on hold, transfer you to their retention department, and come back with…...
Know the 4 Factors Lenders Use to Evaluate Your Mortgage Applications
9+ hour, 53+ min ago (461+ words) (State Point) Qualifying for a mortgage can be intimidating. By learning what lenders assess when deciding whether to make a loan, you can take actionable steps now toward homeownership. While credit history is an essential metric, it's not the only…...
Here's the Right Way to Cancel a Credit Card Without Hurting Your Credit Score
1+ day, 33+ min ago (741+ words) Canceling a credit card sounds simple -- call the issuer, close the account, done. But depending on which card you close and when, your credit score could take a big hit. The good news: With a little planning, you can minimize…...
Want to build a good credit score? Here's how you can do so even without a credit card
21+ hour, 11+ min ago (209+ words) Building a good credit score without using a credit card is achievable with consistent fiscal practices and financial discipline. Instead of using credit card history to prove that you have a strong credit profile for future borrowing needs, you can…...
Buying a home? How 800+ credit score will help you get better home loan interest rates and 5 tips to increase it
1+ day, 4+ hour ago (282+ words) Your credit score plays a key role in determining your creditworthiness, especially while buying assets like home. A higher credit score usually means better chances of getting a home loan easily. A good credit score significantly influences several parameters of…...
Loan got rejected despite 720 CIBIL. Redditor later found out the four reasons
1+ day, 9+ hour ago (107+ words) A Reddit user with a 720 CIBIL score was surprised by a loan rejection, discovering his detailed report revealed issues. Old inquiries, a 'settled' account, and past high credit utilization negatively impacted his application, highlighting that scores alone don't guarantee approval....
He didn't know what was hurting his credit score. A free counseling session changed that.
1+ day, 17+ hour ago (522+ words) Supporting local news never looked so good. Get PS swag now. For many people, the first real look at their credit report is not a planned event. It happens when something goes wrong. That's how it went for Josh. " Public…...
Housing affordability and the battle over credit scores
2+ day, 22+ hour ago (526+ words) In the hunt for cheaper housing, politicians and analysts are digging everywhere they can to strike gold. One critical aspect is also increasingly getting its turn in the spotlight: credit pricing. The traditional standard, the tri-merge, utilizes information from all…...
Personal Loan Alert 2026: Avoid These 5 Costly Mistakes Bef
2+ day, 3+ hour ago (288+ words) Taking a personal loan in 2026 can be a quick solution for financial needs'but one wrong decision can turn it into a long-term burden. Before you sign that loan agreement, make sure you're not falling into these common (and costly) mistakes....
New Vantage Score Risk Ratio" Digital Release Enables Mortgage Lenders, Auto Lenders and ABS Investors to Strengthen Consumer Credit Risk Benchmarking
2+ day, 22+ hour ago (280+ words) Yahoo Finance Oops, something went wrong New Vantage Score Risk Ratio" Digital Release Enables Mortgage Lenders, Auto Lenders and ABS Investors to Strengthen Consumer Credit Risk Benchmarking Risk Ratio" Delivers Dynamic Benchmarking Across Time Periods, Credit Products and Vantage Score…...