News
What is Personal Property Insurance?
6+ day, 1+ hour ago (1028+ words) Personal property insurance is a component of standard homeowners policies that extends coverage beyond the structure of your home to your personal possessions. Personal property coverage financially protects the belongings inside your home, such as furniture and appliances. Also called…...
California can make earthquake insurance cheaper by reducing risk
2+ hour, 48+ min ago (432+ words) Californians know another major earthquake is coming. The only question is when. That gap between the risk we face and the protection we have should concern every Californian. The challenge is not that Californians do not understand earthquakes can happen....
How to Get Unoccupied & Vacant Home Insurance
6+ day, 20+ hour ago (880+ words) If your home is empty for 30+ days, you'll probably need unoccupied and vacant home insurance, either as an add-on or a stand-alone policy. A standard home insurance policy won't pay for damage that happens when your house has been empty…...
Flood Insurance Gap Will Squeeze Local Governments, Homeowners, Moody's Says
4+ hour, 56+ min ago (522+ words) The flood insurance gap in the United States is big–and it’s not getting better. And the consequences of that gap are about to worsen for property owners and state and local governments, thanks to increasing rainfall amounts, stronger storm…...
No Residency, No Coverage? Is Your Home Uninsured?
4+ hour, 56+ min ago (624+ words) My May 2026 column about the enforceability of an exclusionary endorsement that was not listed in a policy’s schedule of endorsements began with this quotation that referenced “endorsements hiding in plain sight”: “Insurance rarely fails loudly. It fails quietly, through definitions,…...
California Homeowners Insurance Costs Still 41% Below National Average, Report Shows
4+ hour, 56+ min ago (388+ words) California homeowners pay 41% below the national average for homeowners insurance, a study from LendingTree shows. LendingTree’s State of Home Insurance: 2026 report, which is based on rates publicly sourced from insurer filings, shows California homeowners paid an average of $1,413 annually for…...
Texas Homeowners Face High Insurance Costs—What’s Driving the Increase
8+ hour, 7+ min ago (40+ words) InsuranceNewsNet Texas Homeowners Face High Insurance Costs—What’s Driving the Increase How to Write For InsuranceNewsNet Find out how you can submit content for publishing on our website....
Florida man paid off his house only for Hurricane Milton to tear off his roof 2 months later. Without home insurance, he was left to foot the bill - AOL
1+ day, 7+ hour ago (30+ words) Florida man paid off his house only for Hurricane Milton to tear off his roof 2 months later. Without home insurance, he was left to foot the bill AOL.com...
What's Working: Colorado homeowners insurance is among the most expensive in the US - Insurance News
1+ day, 5+ hour ago (1727+ words) Quick links: 5-years of insurer losses/profits | Reader poll: Expensive insurance | Denver plans for 10,000 jobs | Cash App's $1.7M settlement with state | Aurora job fair Colorado has adopted new laws and programs to address rising insurance costs and the scarcity of homeowners…...
The Rental Screening Industry Is Shifting From Credit Scores to Bank-Verified Income Data
1+ day, 59+ min ago (270+ words) Research identifies three systemic blind spots; bank-verified affordability models emerge as the more accurate standard CO, UNITED STATES, July 12, 2026 /EINPresswire.com/ -- A new industry analysis published identifies three critical structural failures in credit score-based tenant screening. It documents how the…...