News
Assessing the US and Canadian neutral rates: 2025 update
6+ day, 3+ hour ago (881+ words) A plan that shares how the Bank strives to be accessible to everyone A plan to guide the Bank along its Reconciliation journey Expand your understanding of spending and saving, discover your place in the economy and explore a world-class…...
No one's talking about a dangerous new US housing trend. Why home equity agreements could trigger disaster for millions
4+ day, 4+ hour ago (1212+ words) American families collectively have a jaw-dropping $34. 1 trillion in home equity as of the fourth quarter of 2025, according to the Federal Reserve (1). Unfortunately, much of that immense wealth is relatively illiquid and difficult to access. Perhaps the most popular way to…...
The 21st Century ROAD to Housing Act: Considerations for Large Institutional Investors
2+ week, 4+ day ago (219+ words) The Act would establish a prohibition on the purchase of single-family homes by large institutional investors. Three key terms from the Act are described below: Not all purchases by large institutional investors would be prohibited. The Act carves out specific…...
A West Virginia woman's $940 electric bill is more than her entire monthly income " how the energy crisis is sending utility bills soaring nationwide
1+ day, 11+ hour ago (750+ words) Rebecca Michalski has been bracing herself every time she opens her power bill. The West Virginia resident, who lives on a fixed income, was hit with a staggering $940. 08 charge in February (1). This is more than she earns in an entire…...
The New American Dream: Stability Over Upward Mobility - Phoenix Today
1+ day, 19+ hour ago (375+ words) Young Americans now prioritize financial security and community over traditional notions of wealth and status. Apr. 11, 2026 at 2: 54pm A new study finds that the American Dream has evolved from a pursuit of upward mobility and material wealth to a more modest…...
Housing affordability and the battle over credit scores
2+ day, 23+ hour ago (526+ words) In the hunt for cheaper housing, politicians and analysts are digging everywhere they can to strike gold. One critical aspect is also increasingly getting its turn in the spotlight: credit pricing. The traditional standard, the tri-merge, utilizes information from all…...
Mortgage Credit Availability Rises Amid Home Price Shifts
2+ day, 18+ hour ago (459+ words) The Mortgage Point Mortgage Credit Availability Rises Amid Home Price Shifts The Mortgage Credit Availability Index (MCAI), a survey from the Mortgage Bankers Association (MBA), indicates that the availability of mortgage credit improved in March. Data shows that the MCAI…...
BREAKING: Nebraska's First-Time Homebuyer Bill Passes
2+ day, 19+ hour ago (265+ words) The First-Time Homebuyer Savings Account Act " originally proposed as LB 938 on behalf of State Treasurer Joey Spellerberg in January 2026 " authorizes tax-advantaged accounts for Nebraskans to save for their first home. The First-Time Homebuyer Savings Account Act was also co-sponsored by…...
Affordability " the issue on everyone's minds
3+ day, 13+ hour ago (674+ words) If you talk to just about anyone, in any corner of the state, and ask what their top concern is, you'll hear the same thing over and over: affordability. Whether it's high taxes, ever-rising property taxes or the sticker shock…...
How Policymakers Can Lower Mortgage Costs And Increase Housing Affordability
3+ day, 4+ hour ago (131+ words) Founded in 2004, Seeking Alpha is an industry-leading financial research platform powered by one of the world's largest investing communities. We bridge the gap between financial information and actionable insight by providing unrivaled coverage on all asset classes and access to…...