News
The hidden 401(k) transformation Wall Street wants could fuel economic growth " but experts warn Americans may face greater retirement dangers
13+ hour, 23+ min ago (418+ words) The Trump administration's economic advisers believe private market investing could reshape how retirement wealth grows in America. Their argument centers on one powerful idea: ordinary workers should have access to the same investment opportunities that large pension systems and wealthy…...
Employers are quietly pausing 401(k) matches again. The last time this happened was the 2008 recession and Covid
9+ hour, 51+ min ago (22+ words) After TTEC paused its 401(k) match for 16, 000 workers, benefits experts say more employers may follow suit to avoid layoffs....
Coalition Letter in Support of Democratizing Alternative Asset Access for 401(k) Investors
19+ hour, 36+ min ago (189+ words) The Need for Greater Alternative Investment Access The Safe Harbor Process Shields Against Frivolous Litigation The most useful component of the proposed rulemaking is the process-based safe harbor under ERISA. The safe harbor is essential because it affirms that the…...
Paycheck or Pot of Gold? Helping Participants Navigate the Decumulation Dilemma
19+ hour, 35+ min ago (295+ words) In this webinar, you'll discover how defined contribution plan participants are navigating the decumulation dilemma" taking their accumulated savings as a paycheck (i. e. , an annuity) or a perceived "pot of gold" (i. e. , a lump sum). We'll share key findings from Met Life's…...
401(k)s and the next wave of democratisation
18+ hour, 49+ min ago (1542+ words) As the Department of Labor sets out how 401(k)s can gain access to private markets, investors are looking to move past the challenges which democratisation has posed so far. But questions remain over how illiquid, opaque assets can become compatible…...
DOL Rule Reshapes 401(k) Investment Options
12+ hour, 25+ min ago (462+ words) The Department of Labor (DOL) is moving to rewrite the rules governing how retirement plan managers select investment options for American workers, and the implications stretch from Wall Street private equity firms to the 401(k) accounts of everyday workers. Under the…...
Solo 401k Strategy Requires Strategic Split to Optimize Contributions
19+ hour, 53+ min ago (273+ words) Dilansir dari Detik Finance, navigating the Solo 401(k) ceiling requires a clear understanding of its rigid framework. While the combined contribution limit reaches $72, 000, achieving this maximum involves two distinct funding buckets with unique mechanics. Miscalculating these regulations can result in underfunded…...
How to Retire at 50 or 55: FIRE Before 60
17+ hour, 17+ min ago (1333+ words) Yes, you can retire at 50 or 55. Take these FIRE (Financial Independence, Retire Early) steps now. Editor's note: This article is part of a series focused on how to retire early and the FIRE movement. To see all early retirement articles,…...
Guaranteed Income in Your 401(k)? Sounds Good in Theory
16+ hour, 16+ min ago (737+ words) As more target-date funds add annuities, here's what retirement savers should watch for. Part of that challenge is perception. Few financial products evoke skepticism more than annuities; it's why most target-dates that incorporate them prefer terms like lifetime income or…...
Step Stone Hires Black Rock Veteran to Build U. S. Defined Contribution Business
21+ hour, 7+ min ago (347+ words) Step Stone Group is expanding its push into the retirement market with the hire of former Black Rock executive Taylor Benson to lead a new U. S. defined contribution business focused on integrating private markets exposure into retirement plans. The move reflects…...