10+ hour, 12+ min ago  (366+ words) A new US study has found life insurance beneficiaries are looking for ongoing engagement following a claim. The report " A Blueprint for Generational Loyalty " by US-based Empathy and LIMRA found 96% of claimants were open to continued communication after a claim,…...

1+ hour, 9+ min ago  (217+ words) Tuesday, 19 May 2026 05: 00 AM Advanced Capital Management shifts focus to income annuities and retirement income planning to address growing financial gaps among baby boomers. The Retirement Income Gap and Why It Matters Advanced Capital Management addresses these risks directly, helping clients…...

3+ hour, 18+ min ago  (515+ words) For decades, retirement planning around the world has heavily leaned on a simple formula: the "4percent rule." Popularised by William Bengen of the United States in 1994, it suggested that retirees could safely withdraw 4 percent of their savings in the first year…...

2+ hour, 48+ min ago  (258+ words) Retirement savings can sometimes feel burdensome, according to a recent analysis. The source material, published by Yahoo Finance, explores the emotional and practical challenges of setting money aside for the future. While watching a 401(k) balance grow is satisfying, the funds…...

11+ hour, 3+ min ago  (819+ words) Deciding what to do with your investment money is a high-stakes decision, especially when you're in your 60s and just five years away from retirement. You're going to need this money to help cover your costs since Social Security only replaces…...

1+ day, 4+ hour ago  (518+ words) If your retirement plan is in good shape, you can put more weight on allocating to decisions that deliver a psychological return rather than a financial one. For people hurtling toward retirement, the standard personal finance advice is to continue…...

16+ hour, 46+ min ago  (792+ words) The National Insurance Commission (NAICOM) has called on insurance operators to deepen public awareness, simplify products and claims processes, and adopt customer-focused innovations to rebuild trust and expand insurance penetration in Nigeria. Olusegun Ayo Omosehin, commissioner for Insurance/CEO, NAICOM…...

1+ day, 6+ hour ago  (247+ words) A 66-year-old retiree in Pennsylvania aimed to generate $55, 000 annually from a $1. 1 million portfolio but lost $2, 400 in tax savings because her IRA automatically reinvested dividends shortly after she sold shares at a loss. This triggered the IRS wash-sale rule, disallowing part…...

9+ hour, 49+ min ago  (439+ words) $90, 000 annual Roth conversions taxed at 22% rate unlock penalty-free withdrawals at 55+. A five-year Roth conversion ladder is the cleanest legal path to penalty-free 401(k) money before age 59 and a half. Step one: roll the entire $1. 8 million 401(k) into a traditional IRA via trustee-to-trustee…...

17+ hour, 46+ min ago  (1221+ words) A male university student using a desktop computer during a class. Financial independence has long been treated as an early marker of adulthood. Get a job, get a place, and get a handle on your money. Yet, today, that transition…...